In India, many banks and financial institutions are involved in distributing home loans. With the increase in market for home loans many new players are also entering into the market. Every player has its own benefits and advantages as compared to others. Currently interest rates are in the range of 8 to 9% in India on home loans. There are many schemes for women and elderly which can get them home loans at slighter lower interest rates. HSBC and ICICI offers money saver home loans which offer to save 50% saving on interests. There are many innovative ideas available with various institutions. There are few players which are present in whole India and are concentrate on all kind of customers, where as other are only present in big cities and concentrating on big customer. The clear cut leader among all the institutions is ICICI bank which is much ahead from its nearest rivals. Mean reason behind all this is right time entry into market, big financial push from parent bank, presence in whole India and faster service. The other private player which is threatening its top position is HDFC home loans . HDFC is increasing its base at much faster speed to give a tough fight to others. Other player is LIC housing finance, which was a number leader few years back, is also trying to regain its lost position. However its poor services and lack of presence is making all this difficult for it. Government undertakings banks are try to get their share, major among them are SBI, PNB and Allahabad bank. The major point with these banks is their less interest rate as compared to private banks. Only problem which some times come is delay in process. Foreign bank like HSBC are getting good share in metro cities due to their focus on these markets. Many other small, big, Indian and foreign institution are present in the business of housing loans like GE money, Sahara etc. All this makes a wider choice for people across India to choice among, however it is advisable to go for a trusted home loans provider with wider choices.