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Disadvantage of spending too much on Credit Card

There is great disadvantage associated with credit cards that you spend lots of money by becoming victim of easy EMI plans. While at first look such plans look very attractive; therefore, lots of people got lured into buying extra on their credit card. They only realize their blunder when they see the credit card statement and don’t have enough money to payback. I have also become victim of such attractive offers few times and learned lesson to remain away from excessive spending on credit cards. I have seen many people who even take loans to payback their credit card bills and for some it take years to payback their credit card dues. In this whole situation, credit card companies are biggest gainers because they make good money by applying high interest on your credit card dues. It is better to learn from the experiences of others and save ourselves from such traps. 

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