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Planning plays a lead role in construction of a Dream Home

If you are thinking about constructing your own dream home then you need to plan well because it has become very hard in present time to construct a home. In last few years, cost of construction material and land has shot up significantly thus making it hard for millions of middle class Indians to construct their dream homes. On the other hand, constant increasing price of essential items is making it hard for people to save significantly for future.

Today, any person needs Rs 20 to Rs 40 Lakh rupees for the construction of a home which is very big amount for most of Indian middle class. Cost of land has seen five to ten times increase in last ten years because of real estate boom in India. Therefore, it is very hard for any individual to construct his dream home unless he plans very well. The main part of planning is saving and then investing this saving in to good investment plans. For example, in last five years gold prices have almost doubled thus it is wise to save money in the form of gold because net worth of our savings increases with increase in price of gold and it is quite inflation proof.

It is also wise to invest in good stocks for short term of one to three years because prices of many shares increase two to ten times in very short time; however, risk level slightly increases in stock market investment. People can also invest their money in land because land prices too give very good returns. By investing wisely in these three alternatives, people can easily increase net worth of their savings; therefore, they can easily construct their dream home in much lesser time. Otherwise, with conventional saving solutions and increasing inflation, it is very hard to save significantly and construct a dream home.

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