Selecting a Right Health Insurance Plan

Today, we live in an environment where many health risks try to affect our life. It is always a costlier affair to treat many diseases because medical expenses can go very high. Therefore, large numbers of people get help of various medical insurances. In market, we can easily find many good insurance plans to insure ourselves and our family against such illnesses. However, sometimes these medical insurance plans do not cover complete cost of treatments and there remains a gap in refund and actual bills.

To solve this problem, people can get help of medicare supplemental insurance plans which helps in covering gap left by medical insurance plans. People can easily find Medigap plans anywhere because they are offered by many companies in many nations across the world. With the help of such insurance plans, people can easily make themselves and there family fully covered against sudden health problems.

In present high inflation, medical treatments have gone very high and medical bills are becoming hard to pay. At older age, it become even difficult to pay such bills, therefore, medicare supplemental insurance is good option for older people. It is easy to find good health plans for older people and people can buy a good plan as per their need. In future, medical treatments costs are likely to go very high because of ever increasing inflation; therefore, it is very important for every person to get help of such insurance plans to pay his medical bills.

Today, people can easily get help of internet to find suitable insurance plans. It is easy to find Medicare on the web and there are many dedicated websites online which help people in selecting a good plan. Health problems can affect any person at any time; therefore, it has become very important in present time to cover ourselves and our families with good health insurance plans. People need to get good information on exciting insurance plans so that they can select a plan or plans which provide complete coverage.

Video of Beautiful Dance by Dadiji on Himachali Folk Songs

Below watch video of Beautiful Dance by Dadiji on Himachali Folk Songs during my marriage lady sangeet. It is always love of elders which attracts us towards them. Elders are great examples in any family of true love and sacrifice; and we can learn lot from them. This video shows happiness and love of dadiji on my marriage.

A comfortable Sleep (Beautiful Pictures Video of Sleeping Puppy)

Today, insomnia has become major problem of common world with large numbers of people finding it hard to sleep at night. Even many children and young people are suffering from this disorder. Metal tensions and corrupted life style are two main reasons behind this outcome. Below, people can watch a video presentation of beautiful pictures of a sleeping puppy where he is sleeping comfortably without any worries. I pray every person should get such comfortable sleep and no one should suffer from insomnia.

Indian Stock Market Bleeding

In last two days, Indian stock market has lost more than 900 points and presently, it is near 16000. As per analysis, stock market can move further down because of weak signals from world stock markets, negative industrial growth, high crude oil prices, economic uncertainties etc. At present, there are more numbers of negative reasons as compared to positive news for Indian stock market; therefore, we can see worst performance from stock market in coming future.

Indian currency has seen major deep and it has touched almost Rs 50 mark against dollar which shows weakness of Indian currency. This negative currency fluctuation with high inflation is likely to accelerative negative industrial output in upcoming times except some benefits for export industry. So this is time for investors to remain cautious while investing in stock market because market outcomes to remain uncertain in near future.

At this point, people can opt for options like systematic investment plans so that they should not make big direct investment in stock market. In last three years, we have seen crashes in stock market which has decreased trust of people on stock market investment; though, some individual stocks are still performing very well and people can invest in such stock after complete study.

Preparation for Birthday

Every year, every person celebrates a day which is known as birthday. Birthdays are important part of one’s life and therefore, every person want to celebrate it in a good manner. We plan a good party on birthday and invite our friends and relatives to this occasion. People can easily get help of many good birthday invitations available in market to send invents to important people. Today, it is much easier to celebrate a birthday because we can find many readymade things to make this celebration a success. Markets remain full with many solutions to provide help to us and decreasing work load on us. Therefore, anyone whose birthday is approaching fast can get help of such solutions for making his day a best day of year.

Economy which makes rich more rich and poor more poor

Today, we state many tall claims about high GDP growth and ever increasing economy of world. However, we all miss to interpret negative effects of this economy bubble. Does any one have answer to this question that despite many fold increase in economy, the number of poor, hungry and unemployed people have increased. 

Does anyone can justify the massive damage done to nature on the account of economic growth? Today, we are part of blind economic growth story which is like a bubble ready to burst any moment. This economic growth is making people poor in every term by converting people in to puppets. People are sold dreams of happiness and richness which actually makes them poor and weak. 

In this system, more people try to become rich and happier; more poor and unhappy they emerge because people earn money and on other side value of their money got decreased. Fluctuating world currencies create a world of uncertainty where some people make billions from thin air while billions of other fails to earn single time meal. Selfishness is major cause of this corruption where we are cheating each other. 

Why Multiple Taxation on Petroleum Products in Bad ?

Recently, I read a study on petrol prices in India as compared to other nations of world. This study compared petrol prices across the world as per the purchasing power of people. Surprisingly, this study revealed that petrol prices are very high in India as compared to most of nations. As per study, petrol prices in India are much higher than many developed nations like USA.

In many developed nations where people have more purchasing power than Indians, petrol prices are in the range of Rs 35 to 45. Only few Europeans nations have higher petrol prices than India though people living in these countries have higher purchasing power thus it doesn’t effect them much. In many nations around India, petrol prices are in the range of Rs 35 to Rs 45. Why this difference in petrol prices? Why petrol prices are constantly increasing? Why there is two to three times difference in prices of crude oil purchased and final petroleum products.

The main reason behind higher prices of petrol in India is multiple taxation on oil products. Government and state governments put tax at every level of petrol production thus increasing prices of final petroleum products to very high level. When government import crude oil then it imposes tax on it; when oil enters an oil refinery and comes out of refinery then again tax is imposed on it. When oil is transported from state of another state again tax is imposed.

In India, direct and indirect taxes on petroleum products are very high as compared to other nations of world including developed nations. A crude oil purchased for Rs 25 to Rs 30 become final petrol in the range of Rs 65 to Rs 75. It is very easy for government to reduce prices of petrol by decreasing taxes on petrol or implementing a single tax policy. Due to non awareness common people of India do not raise their voice and believe government statements of excessive burdens on oil companies.

Both governments and oil companies are making billions of rupees through present system of multiple taxation while common people are bleeding. Time has come when we should make accountable our government and ask it to take necessary action for the welfare of common people. Petrol price increase mainly hurt common people who drive scooter, motorcycles and petrol cars like 800.

Watch Traditional Himachal Wedding Folk Song from my Marriage

Below watch a traditional Himachali Wedding Folk song from my marriage. In past, it was tradition to sing lots of wedding folk song during a wedding; however, slowly people are going away from this tradition. I am lucky that my marriage memories are filled with few such traditional folk songs. In world of DJ and film music, this talent is slowing dieing. With this video, I hope to preserve some part of it for future.

Why it is mess to Manage Documents?

Sometimes I wonder why there are so many documents which I need to manage and store. With each passing day amount of documents and data goes on increasing with us and we are required to manage it properly. We can get help of many tools to manage this data like computers, document management system etc. Today, online we can find many trustworthy solutions to manage document work easily. Large numbers of people and companies are getting help of such tool to manage their data frequently. When data is managed properly then it becomes very easy for us to retrieve important data. With ease of data management workload can decrease considerable on any person or organization thus leaving time for other important works.

No More Spam Emails from Facebook

One of biggest problem which sometimes, I encountered with facebook is that it sends too much notification emails; though, there was option available to turn off these notifications; however, there was no single button to do so. Now facebook has made recent change and it has turned email notification of most of individuals on facebook; though people can turn it on if they want by visiting settings. 

From today, Facebook will only send summery of notification and important updates; thus number of emails received from facebook will decrease considerably and I will not be required to delete these mails. The major problem with facebook notifications was that we used to get many unwanted notifications. In recent times, facebook has made numbers of efforts to improve user experience and this step looks one in this direction. 

Which one is my priority?

The biggest reason of failure in life is inability to set priorities in life. Many people waste their life in doing ordinary things while they miss opportunity to do a productive works. When we wake up in the morning then we may have numbers of works present in front of us to do today. Some of these works may be more important than rest of other works. 


Now, it is our duty to set our priorities for finishing most important works first and not waste our time with ordinary works. However, due to laziness and lack of goals, people remain busy with ordinary schedules while miss many golden opportunities. Any person can become highly successful in life by setting right priorities and working as per priorities. 


It is important to set goals and have clear idea of priorities to achieve success in life. For example, during an exam it should be priority of a student to study and not waste his time. People with set priorities and goals achieve success much easier way than others who drag here and there behind unimportant things. So when you wake up next morning then it must be your agenda to set priorities and work on them.

Life is Beautiful

We read this line many times; however, largely we fail to discover this truth. Mostly, we remain unhappy with life. Why we fail to see beauty of life? Are we victims of life? Do circumstances not favor us? There may be thousands of reasons available with person to remain unhappy with life because we all give importance to bad side of life and generally, allow good side of life to pass by.

 Many small things happen around us; which can add considerable amount of freshness and happiness to life: however, mostly we ignore these things and worry about situations or things which are not in our control. Life’s beauty lies in its simplicity and present. No one can find ultimate happiness in past or future; we just drag ourselves in past and future to enjoy an imaginary happiness which does not exist in reality.

 Due to this habit, we mostly miss many beautiful gifts of life. We all need freedom from past and future to see beauty of life because we have become prisoners of our past life or imaginary future. Therefore, we miss our present and its beauty in this struggle. Just change in thought process can make us a happy or sad person because it is our mind which tells us that we are happy or sad.

 Mind has habit of moving in many directions and confuses a person. With meditation or dedication, we can easily achieve calmness of mind and become free to see beauty of present (Now). We mostly talk about salvation and freedom in life; however all this is not achievable unless we start living in present and enjoy small happiness stored in present.

Cool Sunglass

Sunglasses are very famous across the world; therefore, every person wants to have few good looking sunglasses in his or her collection. I know many people who do not leave their homes without wearing their sunglasses. In market, we can easily find sunglasses of many varieties and designs. However, it can cost lots of money to buy a branded sunglass. Here people can get help of replica sunglasses. These sunglasses look like real sunglasses; however, they cost very less. People can easily many stylish replica sunglasses in market at very affordable rates. These sunglasses do provide same look; they hardly differ from braded ones. Many of such replica sunglasses do offer very high quality and attractive looks; therefore, people can easily trust these sunglasses.

Watch Trailer Movie The Blueberry Hunt

Below people can watch trailer of Naseeruddin Shah’s forthcoming film “The Blueberry Hunt”. This is film is expected to release across India on September 16, 2011. The main cast of film includes Naseeruddin Shah, Vipin Sharma, Aahana Kumra, PJ Unnikrishnan, Yadu Sankalia, Vinay Forrt, and Kartik Elangovan. This film is directed by Anup Kurian and it is mostly shot in Kerala.

Watch Kali Ka Tibba Temple Chail Himachal Video

Just 8 KM away from famous hill station of Himachal Pradesh, people can visit Kali Ka Tibba Temple which is situated on top of Hill. People can enjoy extraordinary and beautiful view of surrounding hills from this temple. There is concrete road to reach temple; therefore, people are not required to climb stairs. Below, people watch video captured from this location and after watching this video, they can themselves make their own opinion.

Video of My Marriage Memories with Punjabi Song Maa Meri Nu Milan Badhaiyan

Below, people can watch a recent video created my with title song "Maa Meri Nu Milan Badhaiyan Sona Bada Jawai". In this video, people can watch some videos and pictures of my marriage life. This song is sung by Surinder Shinda & Gulshan Komal and it a classic hit Punjabi song. In this song both hero and heroine are parsing each other. It is a rare hit Punjabi song which represents rich culture of Punjab. Hope you will like this song and my video presentation.