Wednesday, May 02, 2007
Some issues with credit cards
Today most of people find credit cards very useful in day to day uses because of the lot of convenience offered by it to the people. The major benefit of the credit card is that we can easily purchase a thing even if we are carrying cash or we do not required money at that time. Credit cards offer a great freedom of spending. However, in India there are few major problems which are still associated with the credit cards and some people are exploiting them. Like here in India, all the electronic shopkeeper charge 2% extra over the MRP on all the payment given through credit cards and mostly people have to pay this some due to no availability of any alternative. This is a clear example of exploitation by shopkeepers of the common people. The major reason behind this problem is strong union and unity among the all electronic shopkeepers and less knowledge among the people about the credit cards usage. In these kinds of the situations it become very difficult to consider reality of 0% credit cards. Though, there is no doubt about the usability of the credit cards and all this can be interpreted by the increasing acceptance of the credit cards in India. Credit cards offers a good solution for many of the Indian people needs and people can also good schemes like 0% balance transfers through credit cards.
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